Prop firms whose payouts run weekly, daily or on demand after the first withdrawal, with each program's first-payout rule, ongoing frequency, split at that frequency and methods, plus the buffers, caps and consistency checks that apply.
This guide explains how My Funded Futures (MFFU) pays traders on its Rapid, Builder and Pro sim funded accounts: when you can first request, how often, the buffer and minimums, the per-cycle caps and the payout rails. We checked November 2026 against MFFU's payout policy (dated August 2026) and plan pages, using the facts in our My Funded Futures review. Several MFFU pages contradict each other on details, so confirm the rules shown in your dashboard before you request.
My Funded Futures payout terms at a glance
| Term | Rapid | Builder | Pro |
|---|---|---|---|
| First payout | 24 hours after first trade, once buffer and minimum met | After two qualifying days in a 48-hour cycle | After 14 calendar days |
| Frequency | Daily | Every 48 hours | Every 14 calendar days |
| Minimum | $500 | $250 / $500 / $1,000 / $1,500 by size | $1,000 |
| Caps | Not stated in our review | $1,000 / $2,000 / $3,000 / $3,500 per cycle; five sim payouts before live review | Up to $100,000 total sim payouts per user; up to 60% of profit inside the buffer |
| Profit split | 90% | 80% | 80% |
| Methods | Riseworks (bank transfer or crypto); Plaid/ACH for US traders | ||
| Processing time | Mostly automatic approval; manual reviews 6 to 12 business hours | ||
| Fee refund | Evaluation fees non-refundable, subject to a separate cancellation and refund policy | ||
When is the first payout?
Each plan has its own trigger:
- Rapid: the first request can be made 24 hours after your first trade on the sim funded account, once the buffer and the $500 minimum are met.
- Builder: you need two qualifying days in the 48-hour cycle and must clear the buffer plus the minimum for your size. On a 50K, that means clearing the $2,100 buffer plus $500 of profit, so the first request is possible at a balance of $52,600.
- Pro: requests every 14 calendar days with a $1,000 minimum. Pro also lets you withdraw up to 60% of profits while still inside the buffer.
Before the first payout, you must pass KYC with government ID and proof of address. There is no activation fee on any plan.
How often can you withdraw?
Rapid pays daily, Builder every 48 hours and Pro every 14 calendar days. Builder allows a maximum of five sim payouts before live review, after which promotion to a live account is considered. Pro states a limit of up to $100,000 in total sim funded payouts per user. Live accounts, run through Blue Row Capital, pay daily at 80% to 90% depending on plan.
Profit split explained
Rapid pays 90%; Builder and Pro pay 80%.
Worked example (Builder 50K). Your balance reaches $52,600, which clears the $2,100 buffer plus the $500 minimum. A $500 request pays $500 × 0.80 = $400. A larger request is limited by the $2,000 per-cycle cap on 50K, which pays at most $2,000 × 0.80 = $1,600 per cycle.
Worked example (Rapid). A $1,000 request at 90% pays $900. The same request on Builder or Pro at 80% would pay $800.
Worked example (Pro). With $5,000 of profit at your 14-day request, you receive $5,000 × 0.80 = $4,000, assuming that amount is available under the buffer rules shown in your dashboard. Our profit calculator can test other figures.
Payout methods and fees
MFFU pays through Riseworks by bank transfer or crypto, and US traders can also use Plaid/ACH. MFFU says most requests are approved automatically, and manual reviews take 6 to 12 business hours. Our review does not include method fees, so check Riseworks and your bank for any charges.
Rules that can block or reduce a payout
- Drawdown and buffer: the maximum loss is $1,000 to $4,500 by size. Builder and Pro trail end-of-day; Rapid trails intraday, including unrealized gains. Once the buffer is built (for example $2,100 on 50K), the floor locks at the starting balance plus $100. Pro ties this lock to the first approved payout, and the Rapid page is inconsistent. See static vs trailing drawdown.
- Consistency: Builder applies a 50% rule to each funded payout cycle. Rapid funded accounts have none. Pro has no hard rule, but its "Consistent Trading Policy" prohibits behaviour such as maxing contracts on every trade. See prop firm consistency rules.
- News: on Rapid and Pro sim funded accounts, no positions or orders may be open from 2 minutes before to 2 minutes after Tier 1 releases (FOMC, the employment report, CPI, plus EIA and agricultural reports for those markets). News-burst tactics such as straddles are banned on every account.
- Daily loss: only Builder has one, and it is a soft pause rather than a breach.
- Conduct: no copying between traders, shared devices, coordinated trades across accounts or hedging (for example NQ and MNQ). High-frequency trading is not allowed.
- Dormancy: sim funded accounts must trade at least once every 7 calendar days.
- Eligibility: MFFU restricts 89 jurisdictions; travellers can trade while visiting but cannot buy or reset accounts there.
Step-by-step: how to request a payout
- Complete KYC with government ID and proof of address.
- Check your plan's trigger: 24 hours and buffer (Rapid), two qualifying days and buffer (Builder) or 14 days (Pro).
- Confirm the amount meets the minimum and, on Builder, the per-cycle cap and 50% consistency rule.
- Close positions before the session close.
- Submit the request and choose Riseworks or, in the US, Plaid/ACH.
- Most requests are approved automatically; allow 6 to 12 business hours if yours goes to manual review.
Before you request a payout checklist
- Check how far your balance sits above the floor with our drawdown calculator.
- Confirm the buffer figure in your dashboard, since MFFU pages conflict on when the floor locks.
- Estimate your take-home at 80% or 90% with the profit calculator.
- On Builder, track how many of your five sim payouts you have used.
- Make sure you placed at least one trade in the last 7 days.
For pricing, rules and our score, read the full My Funded Futures review. To compare payout terms across firms, see our payout guides or use the comparison tool.
Sources: myfundedfutures.com, myfundedfutures.com/plans/pro, help.myfundedfutures.com/en/articles/13745661-payout-policy-overview-best-and-fastest-prop-firm-payouts.
FAQ
How often does My Funded Futures pay out?
Rapid pays daily after a first request 24 hours after your first trade, Builder every 48 hours with two qualifying days per cycle, and Pro every 14 calendar days.
What profit split does My Funded Futures pay?
90% on Rapid and 80% on Builder and Pro. Live accounts pay 80% to 90% depending on plan.
What is the minimum MFFU payout?
$500 on Rapid, $250 to $1,500 by size on Builder and $1,000 on Pro.
How long do My Funded Futures payouts take?
MFFU says most requests are approved automatically, with manual reviews taking 6 to 12 business hours. Payouts go through Riseworks by bank transfer or crypto, or Plaid/ACH for US traders.
Do I need KYC for an MFFU payout?
Yes. You must pass KYC with government ID and proof of address before your first payout.
Educational content only, not financial advice. Trading involves substantial risk of loss. Prop firm rules change often; check the firm's official terms. Some links may be affiliate links; see our disclosure.
Keep learning
See the Trading Academy.
Nine prop firms whose evaluations have no time limit to pass, with the programs it applies to, minimum days, drawdown type, inactivity rules and FundedTime scores, plus the pros and cons of no-deadline challenges.
A neutral look at the prop firm business model: evaluation fees, simulated accounts and payouts, what firms disclose about pass and payout rates, and a red-flags checklist you can run on any firm.
10
Read →FundingPips vs Maven Trading: two low-cost forex prop firms compared on 2-step prices, drawdown, EA and news rules, refunds and payout cycles.
The5ers vs Maven Trading: 2-step forex challenges compared on targets, daily and maximum loss, EA policies, fee refunds and payout timing.
A step-by-step plan for passing a prop firm challenge: choose rules that fit your strategy, size risk from the daily and maximum loss limits, pace the target, and know what to do in week one and after a losing day.
11
Read →Earn2Trade vs TradeDay: two monthly futures evaluations compared on price, daily loss limits, news rules, payout timing and their 50% split thresholds.
Bulenox vs Apex Trader Funding: one-time prices, a choice of trailing or EOD drawdown and payout terms compared. Most Apex figures are third-party and unverified.
Alpha Futures vs My Funded Futures: monthly vs one-time pricing, EOD drawdown, consistency rules, bot policies and payouts compared with a 50K example.
Topstep vs TradeDay: two monthly futures evaluations compared on fees, drawdown, news rules and payout splits, with a worked 50K example.
How E8 Markets pays out on E8 One and E8 Signature: on-demand timing, best-day rules, Signature caps and buffers, methods, and what we could not verify.
When you can request your first FundingPips reward, how the weekly, bi-weekly and on-demand cycles change your split, and the methods and minimums.
Goat Funded Trader vs FundedNext: 2 Step GOAT against Stellar 2-Step on daily loss, payout caps and fees, refunds, platforms and US access.
Alpha Capital Group vs FTMO: Alpha Pro against the FTMO 2-Step on daily loss, static drawdown, refunds, weekend rules, payouts and US access.
FTMO vs E8 Markets: FTMO's 1-Step and 2-Step against E8 One and E8 Signature on drawdown, payouts and US access, with unverified E8 figures labelled.
The5ers vs FundingPips: High Stakes against 2 Step Standard on targets, profitable days, payout caps and cycles, refunds, platforms and scores.
FundingPips vs FundedNext: two low-cost 2-step firms compared on price, daily loss measurement, refunds, payout cycles, leverage and platforms.
FTMO vs FundingPips compared: 2-step rules, daily loss maths on $100k, payout cycles, refunds, platforms and FundedTime scores.
What we found re-checking 21 prop firms in November 2026: promo codes, new rule changes, Trustpilot ratings withheld and official pages we could not verify.
Every dated prop firm rule, fee and product change we found re-checking 21 firms in November 2026, newest first, with who it affects and whether it is official.
Apex Trader Funding payouts: what third parties report about the first payout, caps, split and methods, and what we could not verify on Apex's site.
Lucid Trading vs My Funded Futures: LucidFlex against MFFU's Builder and Rapid plans on drawdown, consistency, payout caps and splits.
Bulenox vs My Funded Futures: one-time prices, drawdown choice, daily loss limits and payout terms compared, with a worked 100K example.
Take Profit Trader vs Apex Trader Funding: day-one daily payouts against Apex's reported rules, buffers, drawdown and fees compared.
Lucid Trading vs Apex Trader Funding: LucidFlex's no-buffer funded account against Apex's reported rules, with a worked 100K example.
Tradeify vs Topstep: one-time fee vs monthly subscription, EOD drawdown on both, payout caps and methods, with a worked 150K example.
Apex Trader Funding vs Tradeify: intraday or EOD drawdown, payout paths, pricing and what we could verify on each firm's official site.
Intermediate
How to recover from a drawdown on a funded accountA step-by-step plan to recover from a drawdown on a prop firm funded account without breaching: cut size, rebuild buffer, and avoid the revenge-trading trap.
Clarity Traders vs FundedNext: two-phase evaluations with the same 8% and 5% targets, but different drawdowns, minimum days, news rules, payout splits and methods. Includes a worked $100,000 example.
Clarity Traders vs FTMO: low entry prices, no minimum days and USDT payouts against a long track record, a static 2-Step drawdown and fiat payout methods. Includes a worked $100,000 example.
Advanced
Managing a funded account after your first payoutHow a withdrawal changes your drawdown room, how to plan the next payout cycle and how to keep risk steady after your first prop firm payout.
Advanced
Why traders fail prop firm challenges, and how to avoid itThe common ways prop firm challenges go wrong, from oversizing and daily-limit breaches to trailing drawdown and consistency rules, with a fix for each.
Intermediate
How news trading rules work at prop firmsThe common types of prop firm news rule, from blackout windows to profit adjustments, with worked examples and a checklist for reading the terms.
Intermediate
Risk of ruin: why small position sizes keep you fundedWhat risk of ruin means on a prop firm account, with a worked example and table showing how smaller risk per trade cuts the odds of a fatal losing streak.
Beginner
Futures basics for prop traders: ticks, points and contract sizesHow futures ticks, points and tick values work, with CME contract specs for ES, MES, NQ, MNQ, CL and GC and worked prop firm sizing examples.
Beginner
One-step vs two-step vs instant funding: which challenge type?How two-step, one-step and instant funding accounts differ on targets, drawdown, cost and risk, with a worked $100,000 example.
Every prop firm promo code we verified on November 3, 2026, with code, offer, terms and source, grouped into forex and futures firms.
Bulenox vs TradeDay: one-time fees with a 30-day window, or a cheap monthly subscription with a one-day first payout. Drawdown choices, payout terms and a worked 50K cost example.
Apex Trader Funding vs My Funded Futures: intraday or EOD drawdown at both, but MFFU's plans are documented on its official site while most current Apex terms come from third parties.
Earn2Trade vs Topstep: two monthly-subscription futures firms with EOD drawdown, but very different daily limits, consistency rules and payout splits. Includes a worked 50K payout example.
My Funded Futures vs Take Profit Trader: two firms built around frequent payouts. One-time vs monthly pricing, buffers, intraday vs EOD drawdown and a worked 50K withdrawal example.
Topstep vs Alpha Futures: two monthly-billed futures firms with EOD drawdown that locks at the starting balance. Activation fees, payout caps, bot rules and a worked 50K payout example.
Maven Trading vs FTMO: a $440 $100,000 2-Step against FTMO's established 2-Step. Targets, daily loss measurement, EA rules, payout caps and a worked example with open profit at the daily reset.
FundedNext vs The5ers: published USD prices and flexible reward cycles against unlimited scaling toward a 100% split. Targets, minimum days, news, EA rules and a worked $100,000 example.
Prop firms whose stated first payout can come within 7 days or sooner, ranked by FundedTime score, with each firm's exact first-payout condition.
Prop firms with a 100% or 95% maximum profit split, and exactly how each one gets there, plus the 90% firms that pay it from the first payout. From our November 2026 reviews.
Which prop firms refund the challenge fee, how much and at which payout: eight firms ranked by FundedTime score, with each refund rule from our November 2026 reviews.
Prop firms that offer a one-step challenge, ranked by FundedTime score, with each firm's 1-Step target, daily limit and drawdown where verified.
Prop firms that list an instant funding program, ranked by FundedTime score, with the instant-account rules we could verify for each.
Futures prop firms that support NinjaTrader or Tradovate, ranked by FundedTime score, with the data feed, platform notes and key rules for each, from our November 2026 reviews.
Prop firms that support TradingView, ranked by FundedTime score: how each firm connects it, US access and the drawdown you trade under, from our November 2026 reviews.
Prop firms that offer cTrader, ranked by FundedTime score, with US access, EA support on cTrader and the key rules for each, from our November 2026 reviews.
Prop firms whose verified platform list includes MT5, ranked by FundedTime score, with split, drawdown type and US platform notes.
Beginner-friendly prop firms chosen by transparent data criteria: refundable fee, static drawdown and verified rules, ranked by FundedTime score.
Advanced
Trading journal: what to track to pass and stay fundedWhat to log in a prop firm trading journal, from R multiples and rule checks to daily drawdown room, plus the metrics that predict passing.
Advanced
Scaling plans and managing multiple funded accountsHow prop firm scaling plans generally work, how to scale risk safely, when to withdraw and how to manage several funded accounts without stacking risk.
Intermediate
Building a trading plan for a prop firm challengeHow to write a one-page trading plan built around prop firm rules: personal loss limits, risk per trade, setups, pacing and losing-streak rules.
Beginner
Prop firm glossary: 30 terms explainedPlain-English definitions of 30 prop firm terms, from trailing and EOD drawdown to consistency rules, payout buffers and scaling plans.
Prop firms with a concrete listed price in our verified data, ranked by FundedTime score, with each firm's price, pricing model and extra fees.
Which prop firms allow expert advisors and trading bots, and on what terms: 13 firms ranked by FundedTime score, with each EA rule as our November 2026 reviews state it.
Prop firms that allow news trading on at least one stage, ranked by FundedTime score, with the evaluation and funded news rule for each, from our November 2026 reviews.
Futures prop firms with end-of-day drawdown, ranked by FundedTime score, showing which stages are EOD, the 50K drawdown and where it stops trailing, from our November 2026 reviews.
Prop firms that accept US traders, split into futures and forex and ranked by FundedTime score, with the platform limits and payout rails each one applies, from our November 2026 reviews.
Alpha Futures vs Take Profit Trader: EOD drawdown and capped payouts up to four times a month, or daily withdrawals above a buffer at 80%. Pricing, rules and a worked 50K payout example.
Topstep vs Apex Trader Funding: Topstep's published Combine rules against Apex's mostly third-party reported terms, with a worked 50K example of intraday vs EOD drawdown.
Topstep vs My Funded Futures: monthly subscription plus activation fee, or one-time pricing with three payout rhythms. Drawdown, daily limits, payouts and a worked 50K example.
FTMO vs FundedNext: two refundable 2-Step challenges with static drawdown, compared on targets, minimum days, leverage, news rules and payout options, with a worked $100,000 example.
FTMO vs The5ers: near-identical 10% and 5% two-step rules, but different fee refunds, early payout caps, news rules and scaling plans. Includes a worked $100,000 first-payout example.
Tradeify pays 90% from the first payout, with a daily Select path (buffer and daily caps), a five-winning-day Flex path and Growth and Lightning rules. Several figures conflict.
Earn2Trade pays weekly on Wednesdays after five qualifying profitable days, at 50% below a size threshold and 80% at or above it, with Rise, Deel, Bayzat or crypto fees.
LucidFlex pays any day once you have five qualifying profit days in the cycle, up to 50% of profit per request with fixed caps, at 90/10, with no buffer and up to five payouts before going live.
Bulenox lists its master-account withdrawal rules only as headings. Third-party reports say 100% of the first $10,000 and 90% after, same-day processing and bank, PayPal or Wise.
TradeDay Quick Pay lets you request after one trading day with no buffer, at 50/50 until more than $4,000 profit remains, then 80/20. Fast Pass needs five profitable days, with caps.
Take Profit Trader PRO accounts can withdraw daily from day one once above a buffer equal to the drawdown, at 80% with no maximum; PRO+ pays 90% with no buffer.
Alpha Futures qualified accounts can request after every five $200 winning days, up to four times a month, taking 50% of profit per request at 90%, with caps up to $15,000 on Advanced.
My Funded Futures pays daily at 90% on Rapid, every 48 hours at 80% on Builder (capped per cycle) and every 14 days at 80% on Pro, via Riseworks or Plaid/ACH.
Funded Trading Plus pays Express and Instant accounts from day 1 once in profit, then every 7 days; Classic after 10 days, then every 10. Splits start at 80% and reach 90%.
Goat Funded Trader pays most models every 14 days at 80%, with the first two rewards capped, a $3,000 daily profit cap, a 3% fee and a fee refund on the fourth payout.
Clarity Traders pays after 7 funded trading days and an ID check, then every 14 days (7 with Express Payouts), at 70%, 80% and then 90%, in USDT only.
Blue Guardian pays the first payout 14 days after your first funded trade (7 with an add-on), at 85% on funded evaluation accounts, with a 3% processing fee and a fee refund on the fourth payout.
Alpha Capital Group offers bi-weekly payouts from 14 days after your first funded trade, or on-demand payouts with a 40% best-day rule, at 80% (90% on Alpha Direct).
Maven Trading pays Standard and Omo accounts 10 business days after the first funded trade, then every 10 business days, at 80% (90% with add-on), with a $10,000 early cap.
FundedNext Stellar 2-Step pays the first reward 21 days after funded activation, then every 14 days at 80% (90% after scale-up), with on-demand and add-on options and a fee refund.
The5ers High Stakes pays the first funded payout after 14 days with $150+ profit, then every two weeks, starting at an 80% split that scales toward 100%, with a 70% fee refund.
A practical 10-point checklist for comparing prop firms before you pay for a challenge, with worked cost examples and real rules from FTMO, Topstep, FundedNext and others.
Forex/CFD and futures prop firms differ in pricing, drawdown, platforms, holding rules and payouts. Here is a side-by-side comparison and how to decide which suits you.
Topstep XFA payouts have no fixed schedule: qualify after five $150 winning days or three traded days, withdraw up to 50% of the balance per request at 90%, with caps by size.
FTMO pays the first reward from day 14 after your first funded trade, at 80% on 2-Step (90% with scaling) and 90% on 1-Step and Instant, with a 2-Step fee refund.
Everything that decides when and how much a prop firm pays you: profit split, eligibility rules, caps, buffers, fee refunds and payout methods, with worked examples.
Advanced
How to pass consistency rules without breaking your strategyConsistency rules cap how much of your profit can come from one day. Here is how they are calculated, which firms use them where, and how to plan around them.
Intermediate
Static vs trailing drawdown: how to trade eachStatic, end-of-day trailing and intraday trailing drawdown compared on the same trades, with where trailing floors lock at real firms and how to trade each model.
Intermediate
Position sizing for prop firm challengesHow to size every trade so a normal losing streak can never break your daily or max loss limit, with forex and futures formulas, worked examples and firm caps.
Beginner
Prop firm drawdown explained: daily loss vs max lossDaily loss limits and maximum drawdown end more prop firm challenges than anything else. Learn how each rule is measured, when it resets and how to stay inside it.
Beginner
What is a prop firm? How funded trading challenges workA plain-English guide to prop firms: how evaluations work, what the rules mean, how funded accounts pay out, and the risks to understand before you buy a challenge.