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Maven Trading vs FTMO

Maven Trading vs FTMO: a $440 $100,000 2-Step against FTMO's established 2-Step. Targets, daily loss measurement, EA rules, payout caps and a worked example with open profit at the daily reset.

November 5, 2026

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Maven Trading and FTMO sit at opposite ends of the forex and CFD market. Maven sells some of the cheapest evaluations we track, from about $13 for a $2,000 account and $440 for a $100,000 2-Step, with no consistency rule on its standard challenges. FTMO has operated since 2015, refunds its 2-Step fee with the first reward and allows EAs. Their main two-step rules differ in targets, drawdown size and how the daily limit is measured. This comparison uses each firm's official pages as we checked them in November 2026.

Maven Trading vs FTMO at a glance

Maven TradingFTMO
MarketForex/CFDForex/CFD
FundedTime score7.2/108.8/10
Data statusMostly verified (daily loss basis, leverage and resets not published)Verified
Listed priceFrom $13 ($2k 3-Step) to $440 ($100k 2-Step)From €89 (2-Step) and €79 (1-Step) on the global site; per-size prices not published in a readable table
Pricing modelOne-time feeOne-time fee
Fee refundableYes, after the third reward (not Instant Mini)Yes on 2-Step (refunded with first reward); no on 1-Step and Instant
Max account size$100,000$200,000 per account (Scaling Plan up to $2,000,000 across accounts)
Max profit split80% (90% with checkout add-on)90% (1-Step, Instant); 2-Step starts at 80%, 90% via Scaling Plan
Profit target8% (1-Step); 8% / 5% (2-Step); 3% per phase (3-Step)10% / 5% (2-Step); 10% (1-Step)
Daily loss limit3% (1-Step), 4% (2-Step), 2% (3-Step, Instant); from higher of balance or equity at 00:00 UTC5% (2-Step); 3% (1-Step); equity-based
Max drawdown5% (1-Step); 8% (2-Step); 3% (3-Step, Instant)10% static (2-Step); 10% EOD trailing (1-Step)
Drawdown typeStatic (2-Step, 3-Step); trails running equity (1-Step, Instant)Static (2-Step); end-of-day trailing (1-Step)
Minimum trading days3 profitable days per phase (2-Step); none (1-Step, 3-Step)4 per phase (2-Step); none (1-Step)
Consistency ruleNone on standard challenges; 20% on Instant Funding1-Step only: best day 50% or less of total closed profit
News tradingStandard: no opening or closing 2 min either side of red-folder newsAllowed in evaluation; 2-minute window blocked on funded Standard accounts (Swing exempt)
EAs / botsBanned on all platformsAllowed, with server limits and forbidden-practice rules
First payout10 business days after first funded tradeDay 14 after first trade on the FTMO Account
Payout frequencyEvery 10 business days; $10,000 pre-split cap on first two payoutsOn request once eligible (no fixed cycle)
Payout methodsCrypto (USDT, USDC), Rise PayBank wire, Visa Direct/Mastercard Send, Skrill, crypto
PlatformsMT5, Match-Trader (MT5 not offered in US or Canada)MT4, MT5, cTrader, TradingView (via OANDA)
US tradersNot on restricted list; confirm at checkoutYes, through affiliated US entity (ftmo.oanda.com)
TrustpilotRating withheld by Trustpilot (5,219 reviews)4.8 (55,579 reviews)

Rows marked "not published" or "not verified" could not be confirmed on the official pages we reviewed in November 2026.

FundedTime scores

Maven Trading scores 7.2/10 and ranks fifth of the 11 forex and CFD firms we track. FTMO scores 8.8/10 and ranks first. Scores follow our published methodology, including how much we could verify, and are not a guarantee of results.

Pricing and fees

Maven publishes a full USD list. The Standard 2-Step costs $19 ($2,000), $22 ($5,000), $44 ($10,000), $88 ($20,000), $220 ($50,000) and $440 ($100,000). The 1-Step costs $15 to $380, the 3-Step $13 to $299 and Instant $15 to $380. Coupon prices were about 5% lower in November 2026. Maven refunds the initial fee after the third reward on most programs, but not on Instant Mini, and publishes no reset discount.

FTMO lists starting prices in euros only: from €89 for the 2-Step, €79 for the 1-Step and €169 for the Instant Account. We could not find a readable per-size table. FTMO refunds the 2-Step fee in full with the first reward; 1-Step and Instant fees are not refunded. Both are one-time fees with no monthly or activation fee.

Maven's maximum account size is $100,000. FTMO's is $200,000 per account, and its Scaling Plan can reach $2,000,000 across accounts.

Rules and drawdown

Maven's Standard 2-Step targets 8% then 5%, with a 4% daily limit, an 8% static maximum loss and 3 profitable days per phase (each at least 0.5% of the initial balance). FTMO's 2-Step targets 10% then 5%, with a 5% daily limit, a 10% static maximum loss and 4 trading days per phase. Neither has a time limit on these products.

The daily limit is measured differently. FTMO's floor is the day's opening balance at midnight Prague time minus 5% of initial capital, checked against equity, so open profit at midnight does not raise it. Maven measures from the higher of balance or equity at 00:00 UTC, so open profit at the reset raises the day's reference point. Maven does not say whether the 4% is taken from the initial balance or the reference point.

The one-step products differ more. Maven's 1-Step uses an 8% target, a 3% daily limit and a 5% maximum loss that trails running equity, including unrealised profit, with no stated lock. FTMO's 1-Step uses a 10% target, a 3% daily limit, a 10% end-of-day trailing maximum loss and a 50% best-day rule. Maven's 3-Step and Instant accounts use a 3% maximum loss.

News: Maven's Standard accounts cannot open or close affected instruments 2 minutes either side of red-folder news, at every stage. FTMO has no news restriction in evaluation; its funded Standard accounts block orders 2 minutes either side of selected releases, and Swing accounts are exempt.

EAs: Maven bans them on every platform, and every trade must be placed manually. FTMO allows them within server limits and its forbidden-practices rules. Both allow overnight and weekend holding in evaluation; FTMO's funded Standard accounts must be flat before weekend breaks, while Maven allows weekend holding.

Worked example: open profit at the daily reset on $100,000

Take a $100,000 2-Step at each firm. Maven's static floor is $92,000 and FTMO's $90,000. Suppose you finish day 3 with a closed balance of $103,000 and an open trade $2,000 in profit at the daily reset, so equity is $105,000. We assume Maven's 4% is $4,000, since it does not say what the percentage is applied to.

  • FTMO: the day's floor is $103,000 minus $5,000, or $98,000. If the trade reverses to breakeven, equity is $103,000 and you still have $5,000 of room.
  • Maven: the reference is the higher figure, $105,000, so the floor is $101,000. If the trade reverses to breakeven, equity is $103,000 and only $2,000 of room remains.

On a day that opens flat at $103,000, the gap is simply the limit size: $5,000 at FTMO against $4,000 at Maven. Carrying winners across Maven's 00:00 UTC reset tightens the day considerably. Check your own scenarios with the drawdown calculator.

First payouts on $12,000 of funded profit. FTMO's 2-Step pays 80%, or $9,600, from day 14, plus the fee refund. Maven caps the first two payouts at $10,000 before split, so the most you could take is $10,000, or $8,000 at 80%, with the remaining $2,000 left for later.

Payouts

Maven's Standard first payout is available 10 business days after the first funded trade, then every 10 business days, at 80% (90% with a checkout add-on). Payouts are capped at $10,000 before split across the first two payouts or any rolling 30 days, and the minimum is $20 of profit. The 2-Step needs three new profitable days in each funded cycle. Methods are USDT, USDC or Rise Pay, with direct bank transfer only in Nigeria, Kenya and Ghana.

FTMO's first reward is available on day 14 after the first funded trade, then on request once eligible, with no fixed cycle. The 2-Step pays 80%, or 90% through the Scaling Plan or Premium Programme; the 1-Step and Instant pay 90%. Methods are bank wire, Visa Direct or Mastercard Send, Skrill and crypto. Requests are reviewed within 1 to 2 business days and sent within a further 1 to 2. See the Maven Trading payout guide and FTMO payout guide.

Platforms and US access

Maven offers MT5 and Match-Trader. MetaTrader is not available to US or Canadian traders, and the US is not on Maven's restricted list, which implies Match-Trader access; confirm at checkout, since some products showed as unavailable in certain regions. FTMO supports MT4, MT5, cTrader and TradingView and serves US residents through ftmo.oanda.com on TradingView or MT5.

Reputation

FTMO held 4.8 on Trustpilot from 55,579 reviews in November 2026. Trustpilot was withholding Maven's rating for a guidelines breach and said it had removed fake reviews; 5,219 reviews were listed. Read recent Maven reviews with that notice in mind.

Who each firm suits

Maven Trading

Manual traders testing a strategy cheaply on small accounts, who are comfortable with tighter drawdowns, a 10-business-day payout rhythm and an early $10,000 cap.

FTMO

Traders who want wider limits, larger accounts, EA support, a fee refund on the first reward and fiat payout methods, and who accept higher entry prices and a 10% Phase 1 target.

Which should you choose if…

  • You want the cheapest way to test a strategy: Maven, with $2,000 accounts from about $13.
  • You run an EA: FTMO; Maven bans them.
  • You hold winners overnight: FTMO, whose daily floor ignores open profit at midnight.
  • You want the lower Phase 1 target: Maven at 8%.
  • You need bank payouts: FTMO.

Bottom line

FTMO scores 8.8/10 and ranks first of the 11 forex and CFD firms we track; Maven scores 7.2/10 and ranks fifth. Maven is the better entry point on price; FTMO has wider limits, EA support and a longer record.

Read the full Maven Trading review and FTMO review, see The5ers vs Maven Trading and FundingPips vs Maven Trading, or browse the cheapest prop firm challenges.

Sources (checked November 2026): Maven Trading: maventrading.com/pricing, maventrading.com/faqs, trustpilot.com/review/maventrading.com; FTMO: ftmo.com/en/trading-objectives, ftmo.com/en/2-step-challenge, ftmo.com/en/1-step-challenge, ftmo.com/en/faq/how-do-i-withdraw-my-profits, ftmo.com/en/faq/who-can-join-ftmo, trustpilot.com/review/ftmo.com.

FAQ

Is Maven Trading or FTMO cheaper?

Maven is much cheaper: its Standard 2-Step costs $19 for $2,000 and $440 for $100,000. FTMO starts from €89 for the 2-Step but refunds the fee with the first reward.

How do the daily loss limits differ?

FTMO's 5% floor is measured from the day's opening balance, so open profit at midnight does not raise it. Maven's 4% (on the 2-Step) is measured from the higher of balance or equity at 00:00 UTC.

Does Maven Trading allow EAs?

No. Maven bans EAs on every platform. FTMO allows them within its server limits and forbidden-practices rules.

How soon do Maven and FTMO pay out?

Maven's first Standard payout is 10 business days after the first funded trade, then every 10 business days, with a $10,000 pre-split cap on the first two. FTMO's first reward is available from day 14, then on request.

Can US traders use Maven or FTMO?

FTMO serves US residents through ftmo.oanda.com. Maven says MetaTrader is unavailable in the US and Canada, which implies Match-Trader access; confirm at checkout.

Educational content only, not financial advice. Trading involves substantial risk of loss. Prop firm rules change often; check the firm's official terms. Some links may be affiliate links; see our disclosure.

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