Prop firms whose payouts run weekly, daily or on demand after the first withdrawal, with each program's first-payout rule, ongoing frequency, split at that frequency and methods, plus the buffers, caps and consistency checks that apply.
Key facts at a glance
Challenge types
1-Step, 2-Step, 3-Step, Omo 2-Step, Instant, Mini
Pricing
3-Step $2k, official pricing page, November 2026
Pricing model
One-time fee
Max account size (USD)
100000
Max profit split %
90
Platforms
MT5, Match-Trader (US/Canada)
Profit target
8% (1-Step); 8% / 5% (2-Step)
Daily loss limit
3% (1-Step); 4% (2-Step)
Max drawdown
5% trailing (1-Step); 8% static (2-Step)
Drawdown type
Mixed
Minimum trading days
2-Step: 3 profitable days per phase; Omo: 4; 1-Step and 3-Step: none
Consistency rule
None on Standard; 20% on Instant funded; 15% on Mini
News trading
Standard: no open/close within 2 min of red-folder news
EAs / bots
Prohibited
US traders
Limited
Headquarters
UAE (Maven Edu FZCO)
Founded
2022
Trustpilot
Suspended by Trustpilot
Payouts
First payout
10 business days after first funded trade
Payout frequency
Every 10 business days ($10k cap per two payouts early on)
Payout methods
Crypto (USDT/USDC), Rise Pay, bank transfer (select countries)
Pros
- Among the lowest entry prices (from $13 for a 2k 3-Step)
- Fee refunded after the 3rd reward; weekend holding allowed
- No consistency rule on Standard challenges
Cons
- EAs banned on all platforms; tight drawdowns on 3-Step (3% max)
- Payouts every 10 business days with an early $10k cap
- Trustpilot rating withheld for a guideline breach
Maven Trading review: our verdict
Maven Trading suits traders who want the cheapest possible way into a forex prop evaluation, with $2,000 accounts from about $13 and standard challenges with no consistency rule. It offers a wide menu of products, from 1-, 2- and 3-step challenges to instant accounts, a pay-later option and prediction-market challenges, and refunds most challenge fees after the third reward. The trade-offs are significant: EAs are banned on every platform, drawdowns are tight (3% maximum on 3-Step and Instant), the 1-Step drawdown trails running equity, payouts run every 10 business days with an early $10,000 cap, and Trustpilot currently withholds Maven's rating for a guideline breach.
Maven Trading scores 7.2/10 in FundedTime's ratings and currently ranks fifth of the firms we track. It scores well on price and rule clarity and loses points on drawdown size, the EA ban and its Trustpilot status. See our methodology for how scores are built.
Programs and pricing
Maven's core forex and CFD products are the Standard 1-Step, 2-Step and 3-Step challenges, Omo 2-Step, Instant Funding, Instant Mini and Buy Now, Pay Later. It also sells 1-Step and Elite 1-Step challenges for prediction markets, which we do not cover here. List prices from maventrading.com/pricing in November 2026 (USD):
| Account | 1-Step | 2-Step | 3-Step | Instant | Omo 2-Step |
|---|---|---|---|---|---|
| $2k | $15 | $19 | $13 | $15 | $19 |
| $5k | $19 | $22 | $17 | $19 | $32 |
| $10k | $37 | $44 | $38 | $37 | $62 |
| $20k | $68 | $88 | $76 | $68 | $122 |
| $50k | $170 | $220 | $190 | $170 | $238 |
| $100k | $380 | $440 | $299 | $380 | $472 |
The pricing page also showed coupon prices about 5% lower, and the Omo 2-Step was discounted by up to 40% with a promo code. Instant Mini is priced in line with the 2-Step ($17 to $440). Buy Now, Pay Later charges $5 up front and the balance ($40 to $589 by size) later.
Refunds: the initial fee is refunded after the third reward, sent separately, on the 1-, 2- and 3-Step, Omo, Buy Now, Pay Later and Instant Funding programs. Instant Mini does not list a refund. All fees are one-time; we found no monthly or activation fee and no published reset discount.
Trading rules explained
Profit targets
Standard 1-Step: 8%. Standard 2-Step: 8% then 5%. Standard 3-Step: 3% in each of three phases. Omo 2-Step: 6% then 8%. Buy Now, Pay Later: 4% in a single phase. Instant accounts have no target. Standard challenges have no published time limit; Omo 2-Step allows 180 days across both phases.
Daily loss limit
Daily loss is measured from the higher of balance or equity at 00:00 UTC, so open profits raise the day's reference point. Limits are 3% on 1-Step, 4% on 2-Step and Omo, 2% on 3-Step and Instant, and 4% on funded Buy Now, Pay Later accounts. Omo describes its 4% as an end-of-day limit.
Maximum loss
Standard 2-Step (8%), 3-Step (3%) and Omo (8%) use static maximum drawdown. Standard 1-Step (5%) and Instant (3%) trail running equity, including unrealized profit, and Maven's FAQ does not say the trailing level ever locks. Buy Now, Pay Later uses 10% static in the challenge and 8% trailing when funded, set to the initial balance after the first withdrawal. Omo also has an "M2 Account Saver" that closes all trades at a 2% drawdown and cuts the split to 50%. Read our static vs trailing drawdown guide.
Minimum days
Standard 1-Step and 3-Step have no minimum days. Standard 2-Step requires 3 profitable days per phase, and 3 new profitable days in each funded payout cycle; Omo requires 4. A profitable day must earn at least 0.5% of the initial balance.
Consistency rules
Standard challenges have no consistency rule. Instant Funding requires a consistency score of 20% or lower to withdraw, Instant Mini 15% and funded Buy Now, Pay Later accounts 20%. Our consistency rules guide explains these scores.
News trading
On Standard 1-, 2- and 3-Step accounts you cannot open or close affected instruments from 2 minutes before to 2 minutes after a red-folder release. Omo is unrestricted in evaluation but caps funded-stage profit per news event at 0.50% of balance. Buy Now, Pay Later and Instant accounts have no news restriction.
EAs, copy trading and hedging
Expert advisors are prohibited on all Maven platforms; every trade must be placed manually. Copying your own trades manually between your own accounts is allowed, but copying another person is not. Hedging-only accounts and hedging between Maven and another firm are prohibited. Omo trades must stay open at least 150 seconds to count.
Weekend and overnight holding
Overnight and weekend holding is allowed. Gold trades 24/7 on Maven's platforms.
Inactivity
Most plans require at least one trade every 30 days. Instant Mini has no inactivity rule.
Worked example
Take a $100,000 Standard 2-Step in Phase 1 ($440 list price). The target is 8%, or $108,000. The static floor is $92,000 (8%). We assume the 4% daily limit is $4,000 measured from the 00:00 UTC reference point. A profitable day needs at least $500 (0.5%).
- Day 1: +$2,200. Balance $102,200. Profitable day (1).
- Day 2: with no open trades at midnight, the reference is $102,200, so equity must stay above $98,200. A $1,800 loss leaves $100,400. Safe.
- Day 3: +$400. Balance $100,800. Below $500, so it is not a profitable day.
- Day 4: +$3,100. Balance $103,900. Profitable day (2).
- Day 5: +$4,300. Balance $108,200. Profitable day (3).
The target and the three-profitable-day rule are both met on Day 5. On a $100,000 1-Step, the floor would start at $95,000 and trail equity: if equity peaked at $103,000, even briefly, the floor would rise to $98,000. Once funded, the $10,000 pre-split cap across the first two payouts means at most $8,000 to the trader at an 80% split. Use our drawdown calculator to model trailing limits.
Payouts
On Standard and Omo accounts, the first payout is available 10 business days after the first funded trade, then every 10 business days. Instant Funding pays on demand once the account reaches 3% profit and the consistency requirement; Instant Mini allows a single payout within a 24-hour window; Buy Now, Pay Later has no fixed wait. The split is 80% on Standard, Omo, Instant and Buy Now, Pay Later accounts (90% with an add-on bought at checkout) and 70% on Instant Mini (90% with add-on).
Standard, Buy Now, Pay Later and Instant Funding payouts are capped at $10,000 before split across the first two payouts or any rolling 30 days. Omo caps the first payout at 6% of the initial balance and the second at 8%, with no cap afterwards. The minimum is $20 of profit before split on Standard, Omo and Buy Now, Pay Later. Methods are crypto (USDT on BSC or USDC on ERC20) or Rise Pay, with direct bank transfer for Nigeria, Kenya and Ghana. See our Maven Trading payout guide.
Platforms and instruments
Maven offers MetaTrader 5 and Match-Trader. MetaTrader is not available to US or Canadian traders. You can switch platform only before an account has traded. Maven advertises 400+ instruments, including forex, gold and other CFDs, but does not publish leverage per asset class on the pages we checked.
Who can join
Traders must be 18 or older and pass KYC with a government-issued ID that matches their account details; payment cards must be in their own name. On Buy Now, Pay Later and Instant products, KYC starts at the first payout request. Maven lists restricted countries including Afghanistan, Belarus, Cuba, Iran, North Korea, Russia, Sudan, Ukraine, Venezuela and Yemen. The US and Canada are not on the restricted list, and Maven says MetaTrader is unavailable there, which implies Match-Trader access; the FAQ does not otherwise spell out US terms, and some products showed as unavailable in certain regions, so confirm at checkout. The operating company is Maven Edu FZCO, registered in Dubai Silicon Oasis, UAE.
Reputation and trader feedback
When we checked in November 2026, Trustpilot was withholding Maven's rating because of a breach of its guidelines, and stated that it had removed a number of fake reviews. The profile showed 5,219 reviews, with 81% five-star and 9% one-star ratings. Given the notice, those percentages should be read with caution. Positive reviewers mention fast payouts, clear rules and responsive support. Some reviewers report breaches they attribute to equity-based drawdown, news restrictions or reset timing, and disputes over KYC and payout verification.
Alternatives to Maven Trading
- FTMO: a longer track record, static 10% maximum loss and EAs allowed, at a higher price.
- FundingPips: similarly low-cost 2-step models with weekly or on-demand reward options.
- FundedNext: static drawdown, EAs on small accounts and a refundable 2-Step fee.
- The5ers: unlimited time and scaling to a 100% split.
See Maven Trading vs FTMO and our list of the cheapest prop firm challenges.
How we verified this review
Checked November 2026. We reviewed Maven's pricing page, FAQ, Standard 2-Step and Omo 2-Step pages, and its Trustpilot profile.
Maven does not publish whether its daily loss allowance is a percentage of the initial balance or of the daily reference point, the leverage for each asset class or reset pricing, so we could not verify these. The worked example uses an assumption that we label above. Most traders do not pass evaluations, and challenge fees are at risk. This review is not financial advice.
Frequently asked questions
Is Maven Trading legit?
Maven operates through Maven Edu FZCO in the UAE and publishes its rules and prices openly. Trustpilot currently withholds its rating for a guideline breach, so we suggest reading recent reviews carefully before buying.
Does Maven Trading allow news trading?
On Standard challenges you cannot open or close affected trades within 2 minutes of red-folder news. Instant and Buy Now, Pay Later accounts have no news restriction.
How long does Maven Trading take to pay out?
On Standard accounts, the first payout is 10 business days after your first funded trade, then every 10 business days.
Is the Maven Trading fee refundable?
Yes on most programs: the initial fee is refunded after your third reward. Instant Mini does not list a refund.
Does Maven Trading allow EAs?
No. EAs are prohibited on all Maven platforms, and every trade must be placed manually.
Is Maven's drawdown static or trailing?
It depends on the product: Standard 2-Step, 3-Step and Omo are static, while Standard 1-Step and Instant trail running equity.
Sources
Every figure on this page was checked against these pages on the date shown above.
Prop firm rules change often. Always confirm current terms on the firm's website before buying. Trading involves significant risk; this review is not financial advice. Spot an error? Tell us.