Prop firms whose payouts run weekly, daily or on demand after the first withdrawal, with each program's first-payout rule, ongoing frequency, split at that frequency and methods, plus the buffers, caps and consistency checks that apply.
Short answer: The5ers and FundingPips are the highest-rated firms in our reviews that can reach a 100% profit split, but neither pays it by default: The5ers gets there through its High Stakes scaling plan, and FundingPips pays 100% only on its on-demand reward cycle, with conditions. FundedNext tops out at 95% through a paid Lifetime add-on. If you want a high split from the very first payout without add-ons, the 90% futures firms, led by My Funded Futures Rapid, Topstep and Alpha Futures, are the more dependable choice.
FundedTime has a commercial partnership with Clarity Traders. It is included below on the same criteria and scoring as every other firm.
How we built this list
We grouped firms by the maximum split their FundedTime review states, checked against official pages in November 2026: 100%, 95%, then 90%. Within each group, firms are ordered by FundedTime score, which follows our published methodology. We order by split first because that is the question this page answers; the score then separates firms with the same ceiling. For every firm we give the starting split and the condition needed to reach the maximum, because the headline number is rarely what you are paid first. No firm paid to be included.
Not verified: E8 Markets lets you choose 80%, 90% or 100% at checkout on E8 One according to a secondary source we could not confirm on E8's site. Bulenox's split (reported as 100% of the first $10,000, then 90%) comes from third-party reporting because its withdrawal rules did not display on official pages. Apex Trader Funding's homepage, which appears to show legacy terms, says 100% of the first $25,000 then 90%; we could not verify current terms. These three are not ranked.
Maximum profit splits compared
| Firm | Max split | How it is reached (as our review states it) | Starting split | Score | Review |
|---|---|---|---|---|---|
| The5ers | 100% | High Stakes scaling: each 10% gain grows the account, split moves to 85%, 90%, then 100% | 80% | 8.4 | The5ers review |
| FundingPips | 100% | On Demand reward cycle; on 2 Step Standard needs a 35% consistency score and 7 profitable days | 60% weekly or 80% bi-weekly (2 Step Standard) | 7.4 | FundingPips review |
| Blue Guardian | 100% | Optional add-on on Nano accounts only | 85% on funded evaluation accounts (90% with add-on) | 7.0 | Blue Guardian review |
| Clarity Traders | 100% | 100% Rewards add-on | 70% first payout, 80% second, 90% from third | 6.6 | Clarity Traders review |
| Goat Funded Trader | 100% | Add-on at checkout | 80% (first on-demand reward on 2 Step GOAT pays 40%) | 6.2 | GFT review |
| FundedNext | 95% | Lifetime 95% add-on | 80% on default 21-day cycle (90% after scale-up or on On-Demand) | 8.2 | FundedNext review |
Scores are FundedTime scores out of 10.
The 100% split firms
The5ers (8.4/10)
On High Stakes, the split starts at 80%. Each time the funded account gains 10% it grows, and the split moves to 85%, 90% and eventually 100%, plus fixed payouts of $4,000 to $10,000 at the top balances, up to $500,000. With FundingPips' on-demand cycle, it is one of two 100% paths in our reviews that do not need a paid add-on. The catches: early payouts are capped ($4,000 on the $100k account), payouts run every two weeks, and only 70% of the fee is refunded. Hyper Growth starts at 50% and Pro Growth at 75%. See the The5ers review and The5ers payout guide.
FundingPips (7.4/10)
FundingPips ties the split to the reward cycle you choose once funded. On the 2 Step Standard: weekly at 60%, bi-weekly at 80%, or on demand at 100%, which requires a 35% consistency score (no single day above 35% of total profit) and at least 7 profitable days of 0.5% or more. 2 Step Pro, 2 Step Flex and 1 Step Flex also offer on-demand 100%; Zero pays 95% bi-weekly. On On Demand Master accounts, a "Striking System" flags trade ideas losing 1% of the account and can cut the split after repeated warnings. See the FundingPips review.
Blue Guardian (7.0/10)
Blue Guardian's 100% option is an add-on available on its Nano accounts, which run on a 7-day payout cycle; our review did not cover Nano's full rules. On standard funded evaluation accounts the split is 85% (90% with an add-on), and Instant Standard is 80% (90% with an add-on). The Guardian Shield can cut a funded account's split to 50% permanently if a 2% floating loss triggers it once. A 3% processing fee also applies to payouts. See the Blue Guardian review.
Clarity Traders (6.6/10)
Clarity Traders' split is 70% on the first payout, 80% on the second and 90% from the third onward, or 100% with the 100% Rewards add-on, whose price is not published on the FAQ. Every funded account carries a consistency rule measured against the payout you request (10% on Instant, 20% on One Step and Two Step), and payouts are in USDT only. See the Clarity Traders review.
Goat Funded Trader (6.2/10)
GFT's standard split is 80%, with a 100% add-on at checkout. On 2 Step GOAT, the first on-demand reward pays only 40%, even with the 100% add-on; later rewards follow every 14 days. The first two rewards on most accounts are capped at the lower of 6% of the initial balance or $10,000, and a 3% processing fee applies to every reward. See the Goat Funded Trader review.
The 95% split firm
FundedNext (8.2/10)
On the Stellar 2-Step's default 21-day cycle, the split is 80%, rising to 90% after a scale-up. The On-Demand reward pays 90% if you have at least 2% growth and a best day of 40% or less. The Lifetime 95% reward share is a paid add-on. The 3 Profitable Day reward option pays 60%. Stellar Instant starts at 70%. FundedNext also pays a 15% reward on Challenge-phase profit targets at the first scale-up, outside the US. See the FundedNext review.
The 90% firms
Several firms in our reviews top out at 90%, and in futures most pay it from the first payout. Our reviews state: My Funded Futures Rapid pays 90% (Builder and Pro pay 80%); Topstep pays 90/10 on the Express Funded Account; Alpha Futures pays 90% of each request; Take Profit Trader pays 80% on PRO and 90% on PRO+; Lucid Trading LucidFlex pays 90/10; Tradeify pays 90/10 from the first payout. TradeDay's Quick Pay pays 50% until the account holds more than $4,000 in profit, then 80%, and live accounts pay 90/10. On the forex side, FTMO pays 90% on 1-Step and Instant accounts and 80% on the 2-Step (90% via the Scaling Plan or Premium Programme); Maven pays 80% (90% with an add-on); Funded Trading Plus starts at 80% and rises to 90% at 20% profit or with an add-on; Alpha Capital Group's Alpha Direct pays 90%. Earn2Trade's split depends on the size of each withdrawal: 50% below a threshold and 80% at or above it.
Worked example: headline split vs what you receive
Suppose you have $4,000 of profit on a funded account. At a firm paying 90% from the first payout, you receive $3,600. At Clarity Traders without the add-on, the first payout pays 70%: $2,800. At FundingPips on the weekly cycle (2 Step Standard), 60% is $2,400; the same $4,000 on demand at 100% is $4,000, but only once you meet the 35% consistency score and seven profitable days. At Goat Funded Trader on a 2 Step GOAT first on-demand reward, 40% is $1,600, and a 3% processing fee applies on top. The highest ceiling is not always the most money in your first months.
What to check
- Starting split vs maximum. Clarity starts at 70%; The5ers at 80%; FundingPips depends on the cycle.
- Add-on cost. The 100% splits at Blue Guardian, Clarity and GFT, and 95% at FundedNext, are paid extras. Price the add-on against the extra share you expect to earn.
- Caps and fees. Early payout caps (The5ers, GFT) and processing fees (Blue Guardian and GFT at 3%) reduce what reaches you.
- Consistency rules. The top split often comes with one. See prop firm consistency rules.
For more on how splits, caps and cycles interact, read how prop firm payouts work and scaling plans and multiple funded accounts. Verify the split for your program at checkout. Most traders do not pass evaluations, and fees are at risk.
Sources: FundedTime reviews of each firm, checked against official pages in November 2026. Official sites: The5ers: the5ers.com; FundingPips: fundingpips.com; Blue Guardian: blueguardian.com; Clarity Traders: claritytraders.com; Goat Funded Trader: goatfundedtrader.com; FundedNext: fundednext.com.
FAQ
Which prop firms offer a 100% profit split?
In our November 2026 reviews: The5ers (through High Stakes scaling), FundingPips (on-demand reward cycle), and Blue Guardian (Nano add-on), Clarity Traders and Goat Funded Trader (paid add-ons).
Does any firm pay 100% from the first payout?
Not by default among the firms we review. The5ers starts at 80%, FundingPips' 100% on-demand cycle has consistency and profitable-day conditions, and the other 100% splits are paid add-ons. Goat Funded Trader's first on-demand reward on 2 Step GOAT pays 40% even with the add-on.
What is FundedNext's highest profit split?
95%, through the paid Lifetime 95% add-on. The default Stellar 2-Step cycle pays 80%, rising to 90% after a scale-up or on the On-Demand reward.
Which futures prop firms pay 90%?
My Funded Futures Rapid, Topstep, Alpha Futures, Take Profit Trader PRO+, Lucid Trading LucidFlex and Tradeify all pay 90% in our reviews. TradeDay live accounts pay 90/10.
Is a higher split always better?
No. Starting splits, add-on costs, payout caps and processing fees can mean a 90% firm pays you more in the first months than a firm advertising 100%.
Educational content only, not financial advice. Trading involves substantial risk of loss. Prop firm rules change often; check the firm's official terms. Some links may be affiliate links; see our disclosure.
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